For Individuals
Register for Self Assessment
What is a self assessment?
Self-assessment is the process HMRC uses to collect income tax from individuals and businesses not automatically taxed through PAYE. To be able declare this additional income, you must register for self assessment and get your UTR number.
Who needs to register:
-
people working as a self-employed person or sole trader (UTR for self-employed)
-
construction workers subcontracting under CIS (UTR for CIS registration)
-
people with income from renting out property (UTR for landlords)
-
people with income from selling assets such as shares, crypto, or property (UTR for capital gains)
-
people who are receiving income not taxed at source, such as freelance work, dividends, or foreign income
-
directors of limited companies
Here is why you should use our services:
-
A straightforward Online UTR Application
-
Support from a UK based licenced accountant
-
dedicated account manager to guide you through the process
-
free consultation to discuss your personal circumstances
-
CIS Registration included for construction workers
Whether it’s a first-time UTR application or registering a UTR for a limited company, we make sure the process is smooth and stress-free.
CIS Registration
What is CIS Registration?
CIS (Construction Industry Scheme) registration is part of a system created by HMRC to manage how contractors pay subcontractors in the construction industry.
Under this scheme, contractors must deduct a percentage from subcontractor payments and send it to HMRC as advance tax. This helps ensure the right amount of tax is paid and keeps everything transparent and compliant.
Why is CIS Registration Important?
Registering under the CIS is essential for anyone working in construction as a contractor or subcontractor. It helps:
-
Ensure you pay the correct amount of tax
-
Keep your business records organised and compliant
-
Build trust and credibility with clients and contractors
-
Avoid higher tax deductions (unregistered subcontractors face 30% deductions instead of 20%)
Benefits of CIS Registration
Being CIS-registered comes with several advantages:
-
Lower tax deductions: Registered subcontractors only have 20% tax deducted from payments.
-
Better cash flow: Keep more of your earnings and manage your finances more easily.
-
Professional credibility: Show that your business follows HMRC rules and operates legitimately.
-
Simplified tax process: Accurate records make it easier to file your tax return and claim refunds.
-
Opportunity for gross payment status: Once compliant, you may qualify to receive full payments with no tax deductions at all.
Self Assessment Tax Return
What is a Self Assessment Tax Return?
A Self Assessment Tax Return is a system used by HMRC to collect Income Tax from individuals and businesses who don’t have their tax automatically deducted through PAYE (Pay As You Earn).
It’s how self-employed individuals, company directors, landlords, and others report their income, expenses, and any tax owed each year.
If you’re self-employed, a subcontractor under the CIS, or earn income outside of regular employment, you’ll need to complete a Self Assessment Tax Return.
Why You Need to File a Self Assessment?
Filing a Self Assessment is essential to:
-
Declare all your income and claim allowable business expenses
-
Pay the correct amount of Income Tax and National Insurance
-
Stay compliant with HMRC regulations
-
Avoid penalties for late or incorrect submissions
It’s not just a legal requirement — it’s also an opportunity to make sure you’re not paying more tax than you should.
Benefits of Completing Your Tax Return
Submitting your Self Assessment on time brings several benefits:
-
Stay compliant: Avoid fines, penalties, and unnecessary stress.
-
Claim tax reliefs and refunds: Offset business expenses and claim back overpaid tax.
-
Keep your finances organised: Understand your income, expenses, and profits clearly.
-
Support loan or mortgage applications: Up-to-date tax returns help prove your income to lenders.
-
Plan for the future: Accurate tax records make financial planning much easier.
CIS Tax Return (Tax Rebate)
What is a CIS Tax Return?
If you’re a subcontractor working under the Construction Industry Scheme (CIS), your contractor will deduct tax from your payments (usually 20% if you’re registered, or 30% if you’re not).
At the end of the tax year, you’ll need to submit a CIS Tax Return — also known as a Self Assessment Tax Return — to HMRC to declare your income, expenses, and any overpaid tax.
Why You Might Be Due a CIS Tax Rebate
Many CIS subcontractors are entitled to a tax rebate because the tax deducted by contractors is often more than the actual amount owed after expenses and allowances are taken into account.
You could be due a refund if you’ve paid for things like:
-
Tools, equipment, or protective clothing
-
Travel and fuel costs
-
Union or professional fees
-
Public liability insurance
-
Accountancy or admin costs
When these expenses are deducted from your income, it often results in an overpayment — meaning HMRC owes you money back.
Benefits of Filing Your CIS Tax Return
-
Claim your tax refund: Get back the money you’ve overpaid throughout the year.
-
Stay compliant with HMRC: Avoid penalties for late or missed tax returns.
-
Keep your finances organised: Maintain accurate records for future tax years.
-
Faster refunds: The sooner you file, the quicker HMRC can process your rebate.
-
Peace of mind: Professional filing ensures your return is correct and maximizes your refund.
Why Choose Accounted4Tax?
At Accounted4Tax, we make tax simple for tradespeople, subcontractors, and small businesses. Whether you need help with CIS registration, Self Assessment, or claiming your CIS tax rebate, our expert team ensures everything is done accurately, efficiently, and on time.
Here’s why thousands of clients trust us every year:
Expert Support- Our team understands the construction industry inside out. We know how CIS and Self Assessment work — and we make sure you get every deduction and refund you’re entitled to.
Hassle-Free Process- No more confusing forms or long calls with HMRC. We handle everything for you — from registration to filing — so you can focus on your work while we take care of the paperwork.
Maximise Your Refund- We’ll go through your expenses in detail to make sure you claim every allowable cost. Our goal is to help you get the biggest refund possible — fast and stress-free.
Transparent, Affordable Pricing- No hidden fees or surprise charges. Just clear, fair pricing and honest advice. You’ll always know what you’re paying for and what to expect.
Fast Turnaround- We work quickly to submit your return and claim your rebate as soon as possible — meaning you get your refund faster.
Ongoing Support- We don’t just file your tax and leave you there. We’re always available to answer your questions, offer advice, and help you plan ahead for next year’s tax return.
Let Accounted4Tax Handle It
Whether you’re new to the CIS scheme, filing your first Self Assessment, or claiming your CIS tax rebate, we’ll make the process simple and stress-free.
Get started today and let Accounted4Tax handle the numbers — so you can focus on what you do best.
